Commercial Insurance:

The importance of commercial and business owners insurance is obvious. Small and medium businesses are the backbone of our country. These policies can be complex but having the appropriate coverage is a must in Spokane, WA and Coeur d’Alene, Idaho.

Our complete line of quality products can be structured to fit most commercial needs. Our team of experts can bring complex policies together in an understandable way and at a fair price.

Commercial Auto Policy

A Commercial Auto Policy provides coverage to business owners who own commercial vehicles. This policy includes vehicle liability coverage, collision coverage, comprehensive coverage, and rental reimbursement coverage.


Our Bonds provide insurance coverage for your work on commercial projects.

Key Person Policy

When an unexpected death occurs to a key employee in your organization, your company could be in jeopardy. There is no replacement for a key employee but with the Key Person Life Policy there is help. This policy offers the necessary funds to offset losses incurred, compensate for losses due to financial instability and impaired company credit, temporarily hire a substitute to take over the deceaseds duties, and locate and train a suitable replacement.

Office Policy

Our Office Policies provide coverage of all office equipment, furniture, etc within your office space.

Commercial Property Policy

A Commercial Property Policy protects you from a direct loss of your commercial building and its contents.

Liability Policy

The Commercial Liability Policy provides business owners with a variety of coverage including: protection in the event of an onsite injury; damage claims to others property; false arrest, slander, libel, and wrongful entry; and legal liability occurring from the advertising of your business’s goods and services.