If you’re wondering what to do if you’ve experienced a car accident in WA, we can help answer some of those questions. Car accidents can be frightening and overwhelming experiences. In the aftermath of a collision, it’s crucial to stay calm and take the necessary steps to ensure your safety and protect your legal rights. Knowing what to do after a car accident can make a significant difference in the outcome. We’ll discuss a step-by-step guide on what actions to take immediately following a car accident.
1. Ensure Safety:
- The first priority after a car crash is to ensure the safety of everyone involved.
- If possible, move your vehicle to a safe location away from traffic.
- Turn on hazard lights to alert other drivers of the accident.
- Check for injuries and call emergency services if anyone requires medical attention.
2. Exchange Information:
- Exchange contact and insurance information with the other driver(s) involved in the accident.
- Take note of the other vehicle’s make, model, and license plate number.
- Obtain contact information from any witnesses to the accident.
3. Call Law Enforcement
- Washington State requires you to call the police or WSP if someone is injured or if the property damage exceeds $1,000.
- They can help direct traffic away from the crash, assess the situation and file a collision report.
4. Document the Scene:
- Take photos of the accident scene: vehicle damage, road conditions, skid marks and any relevant signage or traffic signals.
- Make notes of the date, time, and location of the accident.
- If law enforcement arrives, obtain the officer’s name and badge number.
5. Notify Your Insurance Agency:
- Contact your insurance agent as soon as possible to report the accident.
- Provide accurate details of the accident and any injuries sustained.
6. Seek Medical Attention:
- Even if you don’t feel injured immediately after the accident, it’s essential to seek medical attention. Some injuries may not be apparent right away.
- Keep records of all medical treatment related to the accident, including doctor’s visits, prescriptions, and therapy sessions.
7. File an Accident Report:
- In some jurisdictions, you may be required to file an accident report with the police or the Department of Motor Vehicles (DMV).
- Follow the instructions provided by law enforcement or your local DMV.
8. Follow Up:
- Stay in communication with your insurance company, medical providers, and any legal representatives.
- Keep track of all expenses related to the accident, including vehicle repairs, medical bills, and lost wages.
Being involved in a car accident can be a stressful experience, but knowing what steps to take afterward can help alleviate some of the anxiety. As an independent insurance agency, it is our main priority to ensure you are adequately covered in case of an accident and have the help you need afterwards. Before filing a claim, give us a call so we can identify the best steps to take while keeping your best interests in mind. We are here to help as your partner in coverage.
If you’re unsure of what your auto policy coverage includes, we’d love to take a look. Our insurance agents can identify any holes in your coverage that may leave you susceptible to being sued, taken advantage of or without medical funds in case of emergency. Give us a call at 509.928.7528 or fill out the form below to get in touch.
