Watercraft Insurance

Associated Agents Group · 509.928.7528 · 626 N Mullan Rd. Spokane Valley, WA

Boat Insurance Quote in Spokane Valley, WA

A Boat or Jet Ski is a large investment, that’s why it’s important to choose a trusted local agency to be your advocate when you need it most. As an independent insurance agency, we can help you find the watercraft insurance you need and uniquely tailor it to fit your needs, concerns and lifestyle.

Our independent agents can choose from 30+ different carriers to compare quotes, coverage options and potential discounts. Discounts may include a multi-policy discount, responsible driver discount, original owner discount, association discount or more. Plus, we can step in on your behalf when a carrier has made a mistake or if you feel you’re being taken advantage of. If you have to file a claim or have had a claim filed against you, we can walk you through the process every step of the way. We are your partner in coverage.

Our Services

If you’re looking for a boat, jet ski or watercraft insurance quote, you’ve come to the right place. We are local to Spokane Valley, Spokane, Liberty Lake, Post Falls and Coeur d’Alene. Give us a call at 509.928.7528 or stop by at 626 N. Mullan Rd. Spokane Valley, WA 99206 so we can help.

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Get a free boat insurance quote in Spokane Valley, WA

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What is boat & watercraft insurance?

Boat insurance is a type of insurance policy that provides financial protection against damage to, loss of, or liabilities arising from the use of a boat or watercraft. Just like car insurance, boat insurance helps mitigate the financial risks associated with owning and operating a boat.

Property Damage Liability

This covers damage caused to another person’s property by your boat, including other boats, docks, or structures.

Bodily Injury Liability

If someone is injured as a result of an accident involving your boat, this coverage helps pay for their medical expenses, lost wages, and legal fees if you’re sued.

Collision Damage

This covers damage to your boat caused by a collision with another boat or object, regardless of fault.

Comprehensive Coverage

Also known as “all-risk” coverage, this protects your boat from a wide range of perils such as theft, vandalism, fire, storms, and other non-collision incidents.

Uninsured/Underinsured Boater Coverage

If your boat is damaged by an uninsured or underinsured boater, this coverage helps pay for your losses.

Medical Payments Coverage

This covers medical expenses for you and your passengers if injured in a boating accident, regardless of fault.

Towing and Assistance

Some policies include coverage for towing your boat to a repair facility or providing assistance if your boat breaks down on the water.

Personal Property Coverage

This covers personal belongings on your boat, such as fishing equipment, electronics, and clothing, if they are lost, stolen, or damaged.

Fuel Spill Liability

If your boat leaks fuel into the water, causing environmental damage, this coverage helps pay for cleanup costs and damages.


Our location

We serve 15+ States, including Washington, Oregon, Idaho, California, Arizona, Texas, Utah, Montana, Colorado, Ohio, North Carolina, Pennsylvania, Alaska, Connecticut, New Hampshire, Wyoming, Florida & Nevada. Visit our office location at 626 N Mullan Rd. in Spokane Valley, WA 99206 or give us a call at 509.928.7528.


Let us serve you

As your local independent insurance agent, we will ensure you know exactly what your boat, jet ski or watercraft insurance covers. Coverage can vary depending on factors such as the type of boat, its size, its use (personal or commercial), navigational limits, and the insurer’s terms and conditions. Additionally, some policies may offer optional coverage for things like trailer coverage, boat assistance, and coverage for uninsured watercraft. We’ll get to know you on a personal level so we can fit your watercraft policy specifically to your needs and go over all the details with you. Contact us today to get a free boat insurance quote in Spokane Valley at 509.928.7528.


At AAGI, we’re dedicated to making your spring and summer endeavors worry-free. Let’s delve into essential tips to help you understand and secure the best auto insurance coverage for your warm-weather escapades.

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