Auto Insurance Agency
Searching for an auto insurance agency in Spokane, WA? As your local partner in coverage, Associated Agents Group is here to help. Our independent insurance agents have access to over 30 insurance carriers so we can do a cost comparison on your behalf, saving you time, money and the hassle. We ensure you are properly covered at the right price with the right policy. If you’re looking for car insurance, business auto insurance or collector car insurance, get in touch with us today.
Your Partner in Coverage for all your Car Insurance Needs
Have you ever been in a car accident and been at fault?
If you have, then you know what’s at stake. Depending on the damage you caused, you could be held liable for much more than you have in your savings account. If you’re not properly insured, you have the potential to lose everything you own.
Plus, with the amount of drivers on the road, you can have an accident at any given time. That’s why it’s important to have an insurance agency that has your back. Whether you live in Spokane or reside in Washington state, we are your partner in coverage and your advocate when you need it most.
Why Use Us As your Independent Auto Insurance Agency?
Personalized Service
Associated Agents Group offers tailored solutions to meet your unique needs. Unlike big corporations, we take the time to understand your specific requirements and provide personalized advice. This ensures you get the best coverage suited to your individual situation.
Access to Multiple Providers
We work with a variety of insurance companies, giving you access to numerous options. This allows for comprehensive price comparisons and the ability to choose the most affordable and suitable policy for your needs. With more choices, you’re likely to find better rates and coverage.
Advocacy and Support
Our independent agents act as your advocate, offering unbiased advice and support. If you need to file a claim or have questions, we are here to assist you every step of the way, ensuring a smoother and more efficient experience.
Choosing Associated Agents Group as your independent auto insurance agency in Spokane means personalized service, a wide range of options, and dedicated support.
Auto Insurance Coverages You should Know
You may wonder just what all the legal jargon and coverages mean while reviewing your insurance declarations page. Have no fear! We are here to explain everything you need to know to understand just what’s going on. Here are a few important auto insurance coverages you should know before beginning your auto insurance journey.
Collision Coverage
This part of your policy covers your car if it’s damaged in an accident involving another car, a fixed object like a curb, a house, a guard rail, or any moving object.
Comprehensive Coverage
This policy coverage protects your car against non-collision-related damages. Examples include theft, a rock cracking your windshield, or hitting an animal.
Property Damage Liability
If you damage someone else’s property, such as their car, a guard rail, or a house, this part of your policy compensates the property owner for the damage.
Bodily Injury Liability
This policy coverage protects your financial interests if you injure another person in an accident. It covers their medical bills and related expenses. Given the high cost of medical care, carrying adequate liability limits is crucial. We can help you determine the appropriate limits.
Uninsured and Underinsured Motorist Liability
This coverage compensates you if you’re injured by a driver who is either unidentified or lacks sufficient bodily injury liability coverage. It’s a vital part of your policy, as you have no control over other drivers’ insurance coverage.
You May Ask: What Determines My Auto Insurance Premium?
Age: Insurance companies factor your age into their rating algorithms. Drivers under 25 and over 65 typically don’t receive preferred rates because statistics show these age groups have higher accident frequencies, posing a greater risk for financial loss.
Car: The type of car, engine size, and safety features all influence the insurance rate.
Driving History: Your driving record and loss history significantly impact your rate. Multiple moving violations or accidents can prevent you from getting a preferred rate until at least three years have passed without incidents.
Household: Insurance companies assess risk at the household level. Multiple drivers under 25 in a household can increase everyone’s rates, as the overall probability of loss is higher.
Location: Where you live plays a significant role in determining your insurance rates. Areas with higher traffic density, crime rates, or accident frequencies can lead to higher premiums.
Begin your Car Insurance Journey with a Complimentary Quote
Our Independent Insurance Agents can provide you with a free car insurance quote and comparison review. With expert agents and a simple process, you’ll have your new and improved insurance policy soon. So let’s get started: You can either fill out the contact form or give us a call at 509-928-7528. Once you’ve decided to start fresh with our auto insurance agency, we will manage the tough stuff, like switching your policies over and communicating with your insurance company on your behalf. We hope to hear from you soon!
