Associated Agents Group · Your partner in coverage
Auto Insurance in Spokane Valley, WA · Get a Free Car Insurance Quote
Auto Insurance in Spokane Valley, WA, Valleyford, Spokane, Mead, WA, Post Falls, ID, and the Surrounding Areas
Are you searching for auto insurance in Spokane Valley, WA? Auto coverage is an important part of your overall financial strategy, as inadequate coverage can put all your assets at risk. As an auto insurance provider in the Spokane area, we are proud to work with 30 top quality insurance companies. As your partner in coverage, we ensure you understand your options and provide them at a fair price. Owning a car is an expensive asset that you want to protect. Our independent insurance agents can help you find your right match in Spokane, Valleyford, and Post Falls, ID.
Our agents can help you sort through the options to select a plan that fits your specific needs. If you have an incident, we will be there for you to lead you through the process. We will help you file a claim, get auto repair quotes, and work with the insurance company of the other party involved. We are here for you as your partner in coverage. Call us at 509.928.7528 or fill out the form below.
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Services for Auto Insurance in Spokane Valley, WA
Whether you are looking for personal auto coverage, business auto coverage, motorcycle insurance, or whatever, we can help. With over 20 years of experience in the insurance industry, we are experts in finding the right insurance for your needs.
Auto Liability Coverage
Auto liability coverage is mandatory in most states, requiring drivers to purchase a minimum amount set by state law. Liability coverage includes bodily injury liability and property damage liability. As of 2023, Washington state’s auto liability coverage minimums are 25/50/10, meaning $25,000 per person, $50,000 per accident, and $10,000 for property damage.
Insurance professionals recommend a 100/300/100 policy for better protection. If you are at fault in a serious car accident, you could be responsible for more than $30,000 in medical bills alone. If you can’t pay, courts can seize your assets and garnish your wages.
We will help you find the best policy available. If you can’t afford a high-limit policy, we will ensure you are treated fairly by your insurance company in case of an accident. We are your advocates.
Uninsured and Underinsured Motorist Coverage
What happens if you’re hit by a driver who doesn’t have auto insurance? Unfortunately, even though it’s their responsibility, you may be left with significant expenses. Uninsured motorist coverage can help pay for medical bills and, in some states, repairs to your vehicle. If you’re hit by an underinsured motorist whose coverage limits are not high enough to cover your medical bills, this coverage will help fill in the gaps so you can get the care you need.
Comprehensive Coverage
Comprehensive coverage may help cover damage to your vehicle in the event of theft, fire, hail, or vandalism. If the damage to your car is covered by your policy, you may receive funds to help repair or replace your vehicle, subject to a deductible. A deductible is the amount you pay out of pocket before your insurer reimburses you for a covered claim.
Personal Injury Protection
Personal Injury Protection (PIP) may help you pay for your medical expenses after a car accident. Additionally, PIP can cover other expenses incurred due to your injuries, such as childcare or lost income.
GAP Coverage
Guaranteed Asset Protection (GAP) is an optional car insurance that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value. This type of insurance, also known as Loan or Lease Gap Coverage, covers the difference between the depreciated value of your car and what you still owe. Ask us about other coverage options, such as Rental Reimbursement Coverage, New Car Replacement Coverage, Towing and Labor Cost Coverage, Ride-Sharing Coverage, or Classic Car Insurance.
Auto Discounts
There are a variety of auto insurance discounts we can help you sign up for. Ask us about · Senior discount · Good student discount · Military discount · Club discounts (AAA, AARP, Mensa) · Pay in full discount · Auto pay discount · New car discount · Low mileage discount · Safe driving discount + more!
Our Insurance Team
Having auto insurance with the Associated Agents Group will give you peace of mind. You may feel confident in your driving abilities and always stay alert for other cars, but not all drivers are as cautious. On the road, there’s always a chance that another driver might make an unpredictable move and cause an accident. Owning an insurance policy for your car ensures you have the peace of mind needed when driving in the greater Spokane area. As independent agents, we can personalize your policy to meet your unique and specific needs, tailoring it just for you.
A standard auto policy provides liability insurance in the event of an accident, covering people or property harmed and any legal fees you may incur. However, it does not cover damage to your vehicle. Comprehensive and collision coverages can be added to your policy to cover vehicle damage from collisions and other causes, such as storms or vandalism. Generally, if you have a clean driving record and have not filed many insurance claims in the past, you can qualify for standard auto insurance coverage.
Have you had several accidents or received speeding tickets and moving violations? If so, you may be considered a high-risk driver. Regardless of your history, we can help you determine the type of policy you need and find the most affordable rates available.
Our high-risk auto policy provides coverage to clients who have received points on their driver’s licenses, which can make it difficult to acquire auto insurance. If you need a high-risk insurance policy, we have one that will suit your needs.
Insurance on your classic or antique car is a necessity. Whether you drive your vehicle in parades or show it at car shows, our classic car policy provides insurance for your car based on its appraised value. We offer classic car insurance policies for this purpose. We can also help you determine if your classic car meets the eligibility requirements for this type of coverage.
The insurance policy must include the following minimum coverage limits: $25,000 for bodily injury or death of one person in a single accident, $50,000 for bodily injury or death of two people in a single accident, and $10,000 for property damage in a single accident.
There are many factors that are contributed to your car insurance premium in Spokane, including Age, Vehicle, Claims History, Driving History, Annual Mileage and more.
The same insurance that is best for someone else, may not be best for you due to certain personal factors. As an independent insurance agency, we work with over 30 carriers to find your right match.
Choosing the right amount of insurance coverage in Spokane depends on various factors, including your driving habits, personal preferences and driving history. Prior to requesting a car insurance quote, ensure you have your car’s VIN #, year, make & model ready. Then, be prepared to answer questions about your driving history, claims history and annual mileage.
What People Say About Us
“This was the best personalized experience and knowledgeable insurance agent for my home and auto insurance. They saved me money and found a great plan for myself and teen drivers. Highly recommend!”
Kendra Johnson
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“Mac is the man. Thus guy went the above a beyond and all I asked for was renters insurance but he found me the beat prices for car insurance as well. He’s saving me money, so I know he can save you money too.”
Cameron Lee
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Our location in Spokane Valley, WA
If you’re looking for Insurance in Spokane, Spokane Valley, Mead, Post Falls or Coeur d’Alene, our independent insurance agents can help tailor your insurance policy to meet your unique needs. Give us a call at 509-928-7528 or fill out our contact form for a free insurance quote.
The States We Serve: Washington, Idaho, Oregon, California, Arizona, Texas, Utah, Montana, Colorado, Ohio, North Carolina, Pennsylvania, Alaska, Connecticut, New Hampshire, Wyoming, Florida & Nevada.
For All Insurance Needs
At Associated Agent’s Group, we work alongside you as your partner in coverage. Ensuring you have peace of mind with a strong and personalized insurance portfolio. So you can set sail with confidence, for whatever life has in store.
We Have a New Address
626 N Mullan Rd
Spokane Valley, WA 99206
Our Hours of Operation
Monday-Friday 8:30am-5pm
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