Associated Agents Group · Your partner in coverage
Independent Agents Serving Business Insurance
If you’re searching for Business Insurance in Spokane and surrounding areas, you’ve come to the right place. Having business insurance in place helps to reduce any financial losses to your business when an unfortunate event occurs. Our independent insurance agents are experts in designing insurance policies tailored to fit your unique needs, we have a team to help guide you with the selections, along with pricing to fit your budget.
Other types of business insurance we can help you with:
Small Business Insurance
Business Auto Insurance
The importance of commercial and business owners insurance is obvious. Small and medium businesses are the backbone of our country. These policies can be complex, but having the appropriate coverage is a must, whether you’re operating in Spokane, WA, Mead, WA, or Post Falls, ID. Our complete line of quality products can be structured to fit most commercial needs. Our team of experts can bring complex policies together in an understandable way and at a fair price. We pride ourselves on being a trusted commercial insurance provider in Spokane, WA.
Commercial Insurance in Spokane Valley, WA
Your business is important to you, and there are several ways to protect your investment. If you’re searching for Business Insurance in Spokane and surrounding areas, you’ve come to the right place. Having business insurance in place helps to reduce any financial losses to your business when an unfortunate event occurs. With our commercial and business insurance policies, you are sure to find the right coverages to handle all of your concerns. As an established commercial insurance provider, we have a team to help guide you with the selections, along with pricing to fit your budget.
The importance of commercial and business owners insurance is obvious. Small and medium businesses are the backbone of our country. These policies can be complex, but having the appropriate coverage is a must, whether you’re operating in Spokane, WA, Mead, WA, or Post Falls, ID.
Large Business Insurance Coverage: If you’re looking for insurance for your large business, you’ve come to the right place. We understand the risk of large businesses and that your insurance is not just about price, but risk management and risk mitigation. With the experience to build custom and unique insurance packages for businesses of all kinds to properly protect your business and your future. With markets for all facets of your unique business, Associated Agents is the right agency to partner with for your business insurance needs.
Insurance for Agencies & Small Businesses: If you are a small business owner in Spokane, WA or Post Falls, ID, insurance may be the last thing on your mind. Making key decisions, keeping employees engaged and customers satisfied is on the top of your mind. Business insurance is a vital shield for companies, offering financial security and peace of mind. It safeguards your assets, covers legal costs, and mitigates risks. Whether you face a lawsuit, property damage, or other unexpected challenges, having insurance ensures your business can keep running and thrive, even in the face of adversity. Don’t leave your success to chance; protect it with business insurance. Our team can assist you in reviewing the insurance options available and helping you make the best decisions for your business.
There are many reasons you should have professional liability insurance in Spokane, Spokane Valley, Valleyford, and Mead, WA, for your small business. Contracts you enter into with other companies or vendors may require you to have small business insurance. A business owners policy is a popular insurance policy for small business owners. It most often includes three main types of important coverages to protect your business:
General liability coverage – It covers bodily injury, property damage, and personal injury claims, safeguarding your business against legal expenses and settlement costs.
Business property insurance – Business Property Insurance provides protection for your company’s physical assets, including buildings, equipment, and inventory, against various risks like fire, theft, or natural disasters. It ensures that your business can recover and rebuild in the face of unexpected property damage or loss. It’s a fundamental safety net for your business assets.
Business interruption coverage – Business Interruption Insurance is there to support your business when unexpected events, like disasters or accidents, disrupt your operations. It helps cover lost income and expenses, helping you get back on your feet faster after a setback. It’s like a safety net for your business during tough times.
Business Auto Policy – Business auto insurance is a policy that provides coverage for vehicles used by a business for commercial purposes. It protects against financial losses from accidents, liability claims, and damage to the vehicles themselves, ensuring comprehensive protection for business-owned automobiles.
Cyber Liability Insurance – Cyber liability insurance is like a safety net for your business against online threats such as data breaches, ransomware, and email scams. It helps cover the costs of recovering your data, legal fees, and notifying affected parties if something goes wrong. The real benefit? It cushions the financial blow of a cyber attack, keeps you compliant with regulations, and connects you with experts who can guide you through the mess. Think of it as peace of mind in the digital world.
Contractors Insurance
Contractors insurance provides coverage for contracting firms like builders, electricians, and plumbers, encompassing third-party liability, business property, and equipment. For instance, contractors equipment insurance safeguards equipment owned by contractors, such as backhoes and forklifts, even when frequently relocated across job sites.
Business Liability Insurance: General Liability Insurance is crucial for businesses, protecting against financial repercussions of accidents and legal claims. It covers bodily injury, property damage, and personal injury, ensuring financial stability amid unforeseen challenges, regardless of business size.
Workers Compensation: Workers’ compensation provides essential financial support to employees injured or disabled during work-related activities, covering medical expenses and lost wages. It serves as a crucial safety net, ensuring workers receive necessary assistance and employers fulfill their legal obligations.
Professional Liability | Errors & Omissions: Professional Liability Insurance, or Errors and Omissions Insurance, shields professionals from legal claims stemming from negligence or errors in their work. It covers legal costs and settlements, crucial for consultants, lawyers, doctors, and others, safeguarding reputation and assets amidst professional challenges.
Commercial Insurance for General Liability: General Liability Insurance is essential for businesses, protecting against financial ramifications of accidents and legal claims. It covers bodily injury, property damage, and personal injury, ensuring operational continuity by mitigating legal expenses and settlement costs, regardless of business size.
Service Industry Insurance
Service industry insurance offers specialized coverage for businesses providing services, shielding against risks such as liability claims and property damage. Tailored policies ensure protection against industry-specific challenges, allowing service businesses to operate confidently and mitigate financial risks effectively.
Restaurant & Food Service Industry Insurance
Insurance for the restaurant and food industry provides specialized coverage, safeguarding against risks such as liability claims, foodborne illnesses, and property damage. Tailored policies address unique industry challenges, ensuring financial protection for businesses in food service.
Additional Insurance Coverages for your Business
In addition to business insurance, general liability, and commercial vehicle insurance in Valleyford, WA and Spokane Valley, WA, there are other coverages your business may need. It is a good idea to take some of these into consideration:
Commercial Property Policy: This protects the building where your business is located, along with the contents, from a direct loss.
Bonds: Our bonds provide insurance coverage for your work on commercial projects.
Key Person Policy: When an unexpected death occurs to a key employee in your organization, your company could be in jeopardy. There is no replacement for a key employee, but with the key person life policy, there is help. This policy offers necessary funds to offset losses incurred, compensate for losses due to financial instability and impaired company credit. It will also temporarily hire a substitute to take over the deceased’s duties, and locate and train a suitable replacement.
Office Policy: Our office policies provide coverage of all office equipment and furniture within your office space.
Commercial Auto Insurance and Commercial Vehicle Insurance
If you use vehicles at your business, you need commercial auto insurance. It covers cars, trucks, vans, trailers, and other vehicles your business may use. Commercial Auto insurance includes these main areas of coverage:
· Comprehensive and collision for physical damage
· Liability insurance for personal injury and property damage
· Uninsured motorist and underinsured motorist coverage
· Additional coverages include rental car reimbursement, towing, and labor
A commercial auto policy provides coverage to business owners who own commercial vehicles. This policy includes vehicle liability coverage, collision coverage, comprehensive coverage, and rental reimbursement coverage.
What makes us unique?
As a local and independently operated Insurance Agency, we get to know you and your business on a personal level. So we can create a unique and personalized insurance portfolio to meet your business’ specific needs. We know one size does not fit all, that’s why each insurance program is customized and tailored to fit each small detail and find solutions to any concerns. We determine areas you may need strengthened, tweaked or changed all together. And if the worst case scenario befalls you or your business, we ensure you are never taken advantage of by insurance companies and will step in to advocate on your behalf. We are your partners in coverage.
“I’ve been with associated agents for 8 years now. Great staff and great leadership. Always on top of things for my personal insurance and my business.”
Gladiator Concrete LLC
Google Review ・ 5 Stars
“The team at Associated agents are more than an insurance company! My husband started his own business and because of the efficiency of the Associated agents team they get everything I need in! They treat me as a friend not just a client. I refer everyone to Guy and his team. 🙂 Thank you all so much for everything you do!”
Adella Eckstein
Google Review · 5 Stars
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Our Location
We are located at 626 N Mullan Rd Spokane Valley, WA 99206.
For All Insurance Needs
At Associated Agent’s Group, we work alongside you as your partner in coverage. Ensuring you have peace of mind with a strong and personalized insurance portfolio. So you can set sail with confidence, for whatever life has in store.
We Have a New Address
626 N Mullan Rd
Spokane Valley, WA 99206
Our Hours of Operation
Monday-Friday 8:30am-5pm
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