High Net Worth Insurance in Spokane, WA

High Net Worth Insurance in Spokane, WA - Image of hanging lights in greenery.

High Net Worth

If you are a high earner, it’s possible you are also highly under-insured. In fact, most high net households are underinsured as standard insurance policies are not designed to meet their unique needs. That’s where High Net Worth Insurance comes in, to give you peace of mind that you and your loved ones are thoroughly protected.

Independent Insurance Agents Tailor Unique High Net Worth Insurance Policies

Associated Agents Group is your trusted high net worth independent insurance agency. We get to know our clients personally to deliver exceptional service for their unique needs, concerns and risks. We know that everyone is truly unique with unique circumstances, that’s why a standard one-size-fits-all insurance policy is never our recommendation.

Your Available Coverages

Identity Theft

Your identity is ultimately tied to everything you own. Identity theft insurance covers expenses related to restoring your identity after it’s been stolen. This includes costs for legal fees, lost wages, and reissuing documents. It helps protect by providing financial support to manage the recovery process, including hiring experts to resolve issues, monitoring credit reports, and safeguarding against future fraud. The insurance ensures that victims have the resources and assistance needed to restore their financial and personal identity effectively.

Primary Home, Secondary Home or Vacation Homes

High net worth coverage for primary, secondary, and vacation homes provides extensive protection tailored to the unique risks of valuable properties. It includes higher liability limits, coverage for high-value items, and protection against a wider range of perils. This insurance helps protect by offering comprehensive replacement cost coverage, specialized claims handling, and additional living expenses if a home becomes uninhabitable, ensuring that high-value properties and their contents are fully protected and swiftly restored.

Valuable Articles: Jewelry, Rugs, Furs & Artwork

Valuable articles insurance covers high-value items like jewelry, rugs, furs, and artwork against theft, loss, or damage. It provides coverage beyond standard homeowner policies, offering higher limits and fewer exclusions. This insurance protects by ensuring that these prized possessions are fully reimbursed for their appraised value, covering accidental loss or damage, and providing worldwide protection. It ensures that in the event of an unforeseen incident, owners can replace or restore their valuable items without financial strain.

High End Furniture, Highly Desirable Collectibles & Private Collections

High net worth insurance for high-end furniture, highly desirable collectibles, and private collections provides specialized coverage for these valuable items. It offers higher limits, broader protection, and fewer exclusions than standard policies. This insurance protects by ensuring comprehensive coverage for theft, damage, or loss, including accidental breakage and worldwide protection. It guarantees full reimbursement for the appraised value, allowing owners to replace or restore their cherished possessions without financial burden in the event of an incident.

Luxury Vehicles, Classical Cars & Watercraft

High net worth insurance for luxury vehicles, classic cars, and watercraft provides specialized coverage tailored to these high-value assets. It includes higher liability limits, agreed value coverage, and protection against a wide range of perils. This insurance safeguards by covering repairs with original parts, providing for loss of use, and offering worldwide protection. It ensures that owners can repair or replace their luxury and classic vehicles or watercraft without financial strain following damage or loss.

Kidnap & Ransom

Unfortunately, kidnapping and ransom is a threat to high net worth individuals, especially during travel. Kidnap and ransom insurance provides coverage for ransom payments, crisis management, and related expenses if insured individuals are kidnapped or held hostage. It protects by offering financial reimbursement for ransom, medical and psychiatric care, travel expenses, and public relations support. This insurance ensures swift, professional assistance in managing and resolving incidents, safeguarding the well-being and financial stability of high-net-worth individuals and their families during and after a kidnapping event.

High Value Auto Insurance

High value auto insurance is crucial for luxury and classic car owners as it offers specialized coverage tailored to their unique needs. It includes agreed value policies, higher liability limits, and protection for rare or expensive parts. This insurance ensures that in case of theft, damage, or loss, the vehicle can be repaired or replaced without financial strain. It provides peace of mind, knowing these valuable assets are fully protected against unforeseen incidents.

About Associated Agents Group

Our independent insurance agents have the expert knowledge to provide streamlined management for your high value properties, high value vehicles and umbrella policies. With 20+ years of experience, Associated Agents Group is equipped to help you have the protection you deserve. As your partner in coverage, we are here to be a trusted guide on your ever-changing insurance journey. Get in touch with us today at 509-928-7528 or fill out the contact form. We hope to hear from you soon.

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