Best Home Insurance and Homeowners Insurance in Post Falls, ID, Mead, Spokane, Spokane Valley, Liberty Lake, Valleyford, WA, and Surrounding Areas

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Are you looking for home insurance in Spokane, WA? If so, you’ve come to the right place. With over 20 years of experience in the industry, we are committed to understanding and meeting your unique insurance needs.

As an independent insurance agency, our insurance agents create personalized insurance portfolios using one or several different providers, ensuring you receive the best coverage possible.

We offer comprehensive homeowners insurance coverage in Post Falls, ID, Mead, Spokane, Spokane Valley, Liberty Lake, surrounding areas and 17 states. Give us a call at 509-928-7528 for a free home insurance quote, or fill out the contact form below.

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Home Insurance in Spokane, WA · What’s Included in a Standard Home Insurance Policy?

Owning a home is a significant investment, and it’s essential to protect it. Good home insurance in Spokane Valley, WA provides the coverage you need to safeguard your investment at a minimal cost.

A typical homeowners insurance policy includes dwelling coverage, which protects the structure of your home. It can cover the expenses to repair or rebuild if your home is damaged by certain events, like:

Fire

Windstorms

Hail

Lightning

Theft

Vandalism

Personal property coverage on your homeowners insurance policy protects the items inside your home, including furniture, electronics, and clothes. For high-value items like jewelry, designer purses, collectibles, and art, it’s important to keep an accurate record of their estimated value. By taking an inventory of your possessions by category and noting valuable items, you ensure you receive the appropriate coverage in the event of an accident.

Personal liability coverage is an essential part of a homeowners insurance policy in Spokane Valley, WA. It provides protection against lawsuits resulting from accidents that occur in your home. This coverage includes bodily injury to others on your property for which you are at fault. It helps pay for legal fees and any damages you owe if there is a lawsuit, giving you peace of mind in the event of an accident.

Some occurrences are not covered in your home’s standard insurance policy, like flooding and earthquakes. Although, there are additional policies that you can purchase for events like that. If your home is situated in or around a designated flood zone, you should include flood coverage with your home insurance policy.

Even if you don’t live in a flood zone, you may want to insure yourself just in case of an accident. In 2020, the Walla Walla Valley flooded substantially, leaving many homeowners without a home. And if you live in an earthquake-prone area, you should most definitely consider purchasing earthquake coverage.

Different insurance coverages can help protect your assets and your home in Mead, WA, Post Falls, ID, Spokane, Spokane Valley, Valleyford, WA, and the surrounding areas, including:

Liability Insurance

Guest Medical Insurance

Flood Insurance

Manufactured or Mobile Home Insurance

Renters Insurance

Why us?

What people say
about us

“Played softball with Guy Williams for multiple years on the associated agents group team. Can’t say his batting average was any good (joking). But he was an excellent teammate and has been an even better agent. Quick responses knowledgeable and always has an answer.”

Rick Reiner

Google Review ・ 5 Stars

“This was the best personalized experience and knowledgeable insurance agent for my home and auto insurance. They saved me money and found a great plan for myself and teen drivers. Highly recommend!”

Kendra Johnson

Google Review · 5 Stars

If you’re looking for Home Insurance in Spokane Valley, WA, our independent insurance agents can help tailor your insurance policy to meet your unique needs. Give us a call at 509-928-7528 or fill out our contact form above for a free home insurance quote.

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