If you’re in need of Landlord insurance in Spokane, WA, we can help. Our expert independent insurance agents can tailor a landlord insurance policy to match your unique needs. Coverage for your rental property is essential to protect your assets as a landlord, let us help you find the insurance coverage you need so you can have peace of mind.
What Does a Standard Landlord Insurance Policy Quote Generally Cover?
Landlord Liability Insurance
If there are injuries at your property due to lack of maintenance or negligence on your part, Liability Insurance would help pay for any related medical expenses and legal fees that may occur.
Medical Coverage
If someone gets injured at the property, this coverage helps pay for medical expenses.
Rental Income Coverage
If your rental building becomes damaged, rental income coverage can help with the lost income.
Coverage for Additional Structures
If your rental has additional structures, like detached garages or sheds, these structures will be covered in the policy as well.
Landlord Insurance in Spokane, WA · We are your Partner in Coverage
At Associated Agents Group, we understand that your landlord insurance needs are unique. Depending on the structures, land and location of your rental, we can ensure you are properly covered and have a strong insurance portfolio that meets your needs. As your partner in coverage, we provide support, care and advocacy when you need it most. Our team ensures you are protected and treated fairly by your insurance carrier. If you need to file a landlord insurance property claim, we’ll walk you through the process and guide you every step of the way.
Landlord Insurance Coverages To Consider
As your partner in coverage, we will assess your circumstances and let you know what coverages you may want to include. Here’s a few landlord insurance coverage options we may provide you with.
Burglary Coverage
If you are concerned about potential burglaries, you may want to add Burglary Coverage to your landlord insurance policy.
Vandalism Coverage
Vandalism can happen in a flash. This landlord insurance coverage option can help pay for damage done by vandals to your property.
Building Codes Coverage
Building codes coverage in a landlord insurance policy pays for necessary upgrades to meet current codes when repairing or rebuilding after a covered loss.
Coverage for Construction
If you’re making upgrades or plan construction on your rental, covering construction is important to add to your landlord insurance policy, ensuring you are financially safe in case of an accident.
Guaranteed Income Insurance
In case of nonpayment by your tenant, this insurance will help supplement your income loss.
Why do you need Landlord Insurance?
Landlord insurance is essential for property owners to protect against potential financial losses from property damage, tenant injuries, or legal liabilities. A landlord insurance policy covers repair costs after events like fires or natural disasters, liability for tenant or visitor injuries, and helps make up for lost rental income if the property becomes unlivable. This coverage ensures landlords can maintain financial stability and legal compliance while renting out their properties.
Get in Touch for a Free Landlord Insurance Quote in Spokane, WA
Get in touch with our independent agents for a free landlord insurance quote in Spokane, WA. As independent insurance agents, we have the authority to shop around with 30+ different insurance carriers and tailor a policy to meet your unique needs. Give us a call at 509-928-7528 or fill out the contact form.
