Seasonal Homeowners Insurance
Do you own a seasonal Lake House, Vacation Home or Cabin? If so, you may want to read further. Your home-away-from-home is a special place, so when you’re away you’ll want to be sure you keep it protected. In most cases, Seasonal Home Insurance is separate from Homeowners Insurance. It protects your structure and possessions against storm damage, like snow, rain, hail, wind, tornadoes, etc., fire, lightning, burglary and vandalism. It would be wise to acquire liability coverage for losses that could arise from parties being on your premises without permission.
Though Seasonal Home Insurance can often be pricier than Homeowners Insurance, there are things you can do to make adjustments. Often you can add deadbolt locks, alarm systems, smoke detectors and fire extinguishers to lower your premium. Additionally, an umbrella policy can be beneficial, especially if you have a boat, ATV or any other fun summer recreation vehicles. An umbrella policy can extend the limits of your Insurance Policy. Factors that may matter when purchasing vacation home insurance include:
· Location · Condition · Age · Property Type · Size
Since we don’t know what the future holds, purchasing vacation home insurance can be beneficial in keeping your peace of mind and protecting the things you’ve worked hard for. As summer is closing out and winter is just around the corner, be sure to ask us about vacation home insurance. Give us a call at 509.928.7528 or visit www.aagi.us.
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