A Guide: Purchasing your first motorcycle in Spokane, WA
Buying your first motorcycle in Spokane, WA is an exciting experience, but it can also be overwhelming. Whether you’re drawn to the freedom of the open road, the efficiency of two-wheel commuting, or the thrill of weekend rides, making an informed decision is important. Here’s a guide to help you navigate the process!
7-Tips for purchasing your first motorcycle
1. Determine Your Riding Style
Before diving into the specifics of models and brands, decide what type of riding you’ll be doing. Motorcycles are designed for many different purposes, and knowing what you want will narrow down your choices.
Commuting: If you’ll be using your motorcycle primarily for commuting, look for a bike that’s reliable, fuel-efficient, and easy to handle in traffic. You may prefer standard or cruiser motorcycles.
Traveling: For long-distance riding, comfort and storage are key. Touring bikes are designed for extended trips and come with features like larger fuel tanks, comfortable seating, and luggage options.
Sport Riding: If you’re drawn to speed and performance, sport bikes offer just that. However, they may not be the most comfortable for long rides.
Off-Roading: For those interested in dirt trails and off-road adventures, dual-sport or adventure bikes are built to handle rough terrains.
Casual/Weekend Rides: For occasional rides on weekends or leisurely trips, consider a standard or cruiser bike that offers both comfort and style.
2. Set a Budget
Motorcycles in Spokane, WA come in a wide range of prices, from budget-friendly options to high-end models. Setting a budget early on will help you focus your search and avoid overspending. Remember that you’ll need to purchase more than just your bike:
Safety Gear: Helmets, jackets, gloves, and boots are essential for your safety.
Insurance: Motorcycle insurance can vary based on your location, bike model, and other factors. It’s an ongoing cost that you’ll need to budget for.
Maintenance: Regular maintenance, including oil changes, tire replacements, and other upkeep, is crucial for keeping your bike in good condition.
Accessories: Consider any additional accessories you might need, such as luggage racks, phone mounts, or custom parts.
3. Research and Test Ride
Research is crucial before making a purchase. Read reviews, watch videos, and join motorcycle forums to learn about different models and their performance, reliability, and common issues. Once you’ve narrowed down your options, visit dealerships to see the bikes in person.
Test Ride: Always test ride a motorcycle before buying. This will give you a feel for the bike’s handling, comfort, and performance. Pay attention to how the bike responds, how comfortable you are, and whether it meets your expectations.
Dealer Reputation: Choosing a reputable dealership with good customer service can help you by providing valuable advice and support throughout your purchasing journey.
4. Consider New vs. Used
Deciding whether to buy a new or used motorcycle in Spokane, WA depends on your budget, preferences, and risk tolerance.
New Motorcycles: Offer the latest technology, warranty coverage, and the assurance that the bike hasn’t been previously damaged. However, they come at a higher price.
Used Motorcycles: Can be more affordable and offer great value, but require careful inspection to avoid potential issues. If buying used, check the bike’s history, mileage, and condition. Consider having a trusted mechanic inspect it before purchasing.
5. Purchasing Motorcycle Insurance
Motorcycle insurance is a crucial part of owning a bike, providing financial protection in case of accidents, theft, or damage. Here’s what you need to know:
Types of Coverage:
Liability Coverage: Covers damage to others’ property and injuries you may cause.
Collision Coverage: Pays for damage to your motorcycle resulting from a collision.
Comprehensive Coverage: Covers non-collision damage, such as theft, fire, or vandalism.
Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with an uninsured or underinsured driver.
Medical Payments Coverage: Covers medical expenses for you and your passengers.
Factors Affecting Premiums:
Your insurance cost can vary based on factors such as:
Age and Riding Experience: Younger and less experienced riders often face higher premiums.
Type of Motorcycle: High-performance or expensive bikes may cost more to insure.
Driving Record: A clean driving record can help lower your insurance premiums.
Choosing an Insurer: An independent insurance agent has the authority to shop around with different insurance companies and get multiple quotes to find the best coverage at a competitive price.
6. Get Proper Training
Before hitting the road, it’s essential to have proper training. Enroll in a motorcycle safety course to learn the basics of riding, safety techniques, and road awareness. Many countries and states require completion of a safety course to obtain a motorcycle license.
7. Safety First
Safety should always be a top priority. Invest in high-quality safety gear, including:
Helmet: Choose a DOT-approved helmet that fits properly and provides adequate protection.
Jacket and Pants: Go for gear with padding and abrasion resistance.
Gloves: Protect your hands with durable, padded motorcycle gloves.
Boots: Wear sturdy, over-the-ankle boots for better protection and support.
Need Motorcycle Insurance in Spokane, WA? We can help
Purchasing your first motorcycle in Spokane, WA is an exciting milestone. By understanding your riding style, setting a realistic budget, choosing the right bike size and prioritizing safety, you’ll be well-prepared to make a confident and informed decision. Don’t forget to purchase the right insurance to protect your investment and yourself. As always, our insurance agents at Associated Agents Group can help you find the right coverage tailored specifically for your needs. Get in touch at 509.928.7528 or fill out the form below. Enjoy the journey and ride safe!
